Medicare for Expats in the Philippines

Our Philippines February 2015 Price Report

Incessantly monitoring our expenses to find the money for any would-be retiree of entire world traveler wondering of coming to the Philippines some feeling of how significantly it in fact costs to reside listed here, the Lifestyle Crew proudly presents it is February 2015 Cost Report.

Quick Edition:

For a longer time Version:
One particular of the lots of facets of the Philippines that foreigners enjoy is the option to genuinely let your Western dollar extend.  Here at, we have been tracking our dwelling expenditures for the earlier eight months.  The bottom line is that what it utilized to value for a person months rent in the West is about what one can count on to spend for an full month’s fees. 

Hire, dining places, and cost of labor are ridiculously small in this article.  Gas, electric power, and inernet fees (for what you really get) are larger here than in the West.  With the give and choose of all of that, however, you are in all probability going to observe a enormous reduction in your expending when you are settled in on these tropical shores.  Possibly not initially, as staying in inns and feeding on out each working day can immediately increase up, but the moment you get you positioned into a cozy household or condominium and are equipped to chillax and prepare dinner your own foods, your prices are likely to plummet.

Sara and I dwell a simple but fulfilling existence below in the Philippines.  Our household is smaller but we have a nice garden and it’s not far too significantly exterior the town correct.  We go out to take in a great deal, go on outings, hold out at the beach, chill in our airconditioned home when it receives also warm, and have warm water to acquire showers in.  It is not the exact way of life that I experienced in the West with my big shiny 4Runner, central HVAC, 24-hour electricity, 30 GB net and 500 channels of cable Tv set, but it is showed me that reducing down supplies some evaluate of simplicity and appreciation – as in, appreciating when the dang web is truly doing the job. 

It is doing work now, so I greater get a move on obtaining this performed.

Simple Dwelling Charges – IN US Pounds/ XCHANGE Fee 44.2-1

Rent 230
Electricity 45
Health club 27
World-wide-web 22
H2o 6
Cable Tv set Zippo – Ain’t got time for it
Grocery Browsing 218
Feeding on out 223
Diesel Truck 46
Gasoline Bikes 28
Visa Expenses 60
Cigarettes 35 (Yuck!)
Phones 12
Laundry 12
Dry Merchandise 62
Unaccounted 33*
Health care provider Visits (2) 17
Medicines (painkillers/anti-inflammatories) 21
Vacation to Oslob 48


*”Unaccounted” is the difference involving my starting up regular monthly financial institution stability and my ending harmony that does not fit into any of the other groups.  That is typically parking attendant recommendations, hither and dither small purchases (things at sari-sari suppliers) and stuff that I just forgot to compose down.

With that completed, let us get a look at our month to month charges that we have been monitoring for the past 8 months:

Monthly Residing Fees 

July 14 1058
Aug 14  940
Sep 14 1160
Oct 14 1113
Nov 14 1183
Dec 14 1198
Jan 15 1059
Feb 15 1193

 AVERAGE MONTLY Living Expenses:  $1,113.00

That performs.

Never ignore that you have to factor in preliminary set up costs when shifting to a new position and furnishing your pad.  Here’s a tough estimate of ours:

Excess “SET UP” Costs

1998 Pajero 6,500
2013 YBR125 1,500
2012 RUSI Scooter 500
Home Furniture and Setup 3,200
Desktop Computer system 840
LED Tv set 504

 TOTAL OF Excess Expenses: $13, 044

We do not really use the truck all that substantially, and reality be explained to, you actually never need to have a auto/SUV.  Motorcycles are more affordable, use significantly less fuel, and can get in and out of traffic a lot easier – just make absolutely sure that you have a good helmet.

Obtained everything to include?  Depart it in the remarks area.


++Worn out of the rat race?  Have a compact pension or retirement and contemplating of means to extend your greenback?  If you are contemplating the Philippines as a place, subscribe to our internet site (and You Tube channel) to master all the pro’s and con’s of making these types of a Lifetime a fact++